SME Loan Rates in Singapore
Compare SME and business loan rates from all major Singapore banks. Find financing solutions for your growing business needs.
Best rate from:4.25%p.a.
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SME Loan Rates
10 loans found
Updated daily • Last update: 20/10/2025
DBS SME Working Capital Loan
Line Of Credit•Up to $3,000,000
Interest Rate
4.88% - 12.88%
p.a.
Loan Amount
$50,000 - $3,000,000
Tenure
1 - 5 years
Min Business Age
2 years
Min Revenue
$200,000
Fees
Processing Fee: $1,000
Commitment Fee: $500
Guarantee Fee: N/A
Required Documents
Audited Financial StatementsBusiness RegistrationDirectors' NRICCompany Profile
Last updated: 28 Sept 2025
OCBC Business Term Loan
Term Loan•Up to $5,000,000
Interest Rate
4.68% - 13.88%
p.a.
Loan Amount
$30,000 - $5,000,000
Tenure
1 - 7 years
Min Business Age
1 years
Min Revenue
$100,000
Fees
Processing Fee: $888
Commitment Fee: N/A
Guarantee Fee: N/A
Required Documents
Financial StatementsACRA Business ProfileBank StatementsSales Contracts
Last updated: 28 Sept 2025
UOB Business Loan
Term Loan•Up to $2,000,000
Interest Rate
4.25% - 14.25%
p.a.
Loan Amount
$50,000 - $2,000,000
Tenure
1 - 5 years
Min Business Age
2 years
Min Revenue
$250,000
Fees
Processing Fee: $800
Commitment Fee: $300
Guarantee Fee: N/A
Required Documents
Audited AccountsManagement AccountsBusiness RegistrationDirectors' Information
Last updated: 28 Sept 2025
Maybank Invoice Financing
Invoice Finance•Up to $1,000,000
Interest Rate
5.8% - 15.8%
p.a.
Loan Amount
$25,000 - $1,000,000
Tenure
Flexible
Min Business Age
1 years
Min Revenue
$150,000
Fees
Processing Fee: $500
Commitment Fee: $200
Guarantee Fee: N/A
Required Documents
Invoice RecordsDebtor Aging ReportFinancial StatementsTrade References
Last updated: 28 Sept 2025
Standard Chartered Equipment Financing
Equipment Finance•Up to $5,000,000
Interest Rate
5.25% - 12.5%
p.a.
Loan Amount
$100,000 - $5,000,000
Tenure
2 - 7 years
Min Business Age
2 years
Min Revenue
$500,000
Fees
Processing Fee: $1,500
Commitment Fee: N/A
Guarantee Fee: $800
Required Documents
Equipment QuotationFinancial StatementsCash Flow ProjectionsBusiness Plan
Last updated: 28 Sept 2025
HSBC Trade Finance
Trade Finance•Up to $10,000,000
Interest Rate
4.5% - 10.5%
p.a.
Loan Amount
$100,000 - $10,000,000
Tenure
0.25 - 2 years
Min Business Age
3 years
Min Revenue
$1,000,000
Fees
Processing Fee: $2,000
Commitment Fee: $1,000
Guarantee Fee: $1,500
Required Documents
Trade DocumentsLetters of CreditExport/Import RecordsAudited Financials
Last updated: 28 Sept 2025
CIMB SME Flexi Loan
Line Of Credit•Up to $500,000
Interest Rate
6.8% - 16.8%
p.a.
Loan Amount
$30,000 - $500,000
Tenure
1 - 3 years
Min Business Age
1 years
Min Revenue
$120,000
Fees
Processing Fee: $388
Commitment Fee: N/A
Guarantee Fee: N/A
Required Documents
Management AccountsBank StatementsBusiness LicensePersonal Guarantees
Last updated: 28 Sept 2025
Hong Leong Business Loan
Term Loan•Up to $300,000
Interest Rate
7.88% - 18%
p.a.
Loan Amount
$20,000 - $300,000
Tenure
1 - 5 years
Min Business Age
1 years
Min Revenue
$100,000
Fees
Processing Fee: $600
Commitment Fee: N/A
Guarantee Fee: N/A
Required Documents
Financial ReportsBusiness RegistrationBank StatementsDirector's Information
Last updated: 28 Sept 2025
Rikvin Capital Bridge Loan
Term Loan•Up to $500,000
Interest Rate
8% - 24%
p.a.
Loan Amount
$10,000 - $500,000
Tenure
0.25 - 2 years
Min Business Age
1 years
Min Revenue
$50,000
Fees
Processing Fee: $200
Commitment Fee: N/A
Guarantee Fee: N/A
Required Documents
Bank StatementsCPF StatementsBusiness LicenseNRIC Copy
Last updated: 28 Sept 2025
Aspire Revenue-Based Financing
Line Of Credit•Up to $250,000
Interest Rate
12% - 36%
p.a.
Loan Amount
$5,000 - $250,000
Tenure
0.25 - 1.5 years
Min Business Age
1 years
Min Revenue
$100,000
Fees
Processing Fee: Varies
Commitment Fee: N/A
Guarantee Fee: N/A
Required Documents
Revenue RecordsBank StatementsBusiness RegistrationDigital Platform Data
Last updated: 28 Sept 2025
About SME Loans in Singapore
SME loans in Singapore provide flexible financing solutions for small and medium enterprises to support business growth, working capital needs, and expansion plans.
Loan Types:
- • Term loans for expansion
- • Lines of credit for working capital
- • Invoice financing for cash flow
- • Equipment financing for assets
Key Requirements:
- • Minimum 1-2 years business operation
- • Audited financial statements
- • Good business credit profile
- • Singapore business registration