Savings Account Rates in Singapore
Compare savings account interest rates from all major Singapore banks. Find the best high-yield savings accounts and bonus savings programs.
Best rate today:2.4%p.a.
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Savings Account Rates
10 accounts found
Updated daily • Last update: 30/01/2026
DBS Multiplier Account
bonus•Min: $3,000
0.05%
p.a.
+3.5% bonus
Base Rate
0.05%
Min Balance
$3,000
Monthly Fee
Free
Min Age
18 years
Rate by Balance
| Balance Range | Base Rate | Bonus Rate | Total Rate |
|---|---|---|---|
| $3,000 - $25,000 | 0.05% | +3.5% | 3.55% |
| $25,000 - $50,000 | 0.05% | +3.5% | 3.55% |
| $50,000 - $100,000 | 0.05% | +2.5% | 2.55% |
Special Features
Credit card spendingHome loanInsurance premium
Requirements for Bonus Rate
- •Minimum $500 credit card spend per month
- •Salary crediting of $2,500 or above
- •Additional activities for higher tiers
Last updated: 28 Sept 2025
OCBC 360 Account
bonus•Min: $3,000
0.05%
p.a.
+3.05% bonus
Base Rate
0.05%
Min Balance
$3,000
Monthly Fee
Free
Min Age
18 years
Rate by Balance
| Balance Range | Base Rate | Bonus Rate | Total Rate |
|---|---|---|---|
| $3,000 - $70,000 | 0.05% | +3.05% | 3.10% |
| $70,000 - No limit | 0.05% | +1.2% | 1.25% |
Special Features
Salary creditingCredit card spendingWealth bonus
Requirements for Bonus Rate
- •Salary crediting of $1,800 or above
- •Minimum $500 credit card spend per month
- •Additional bonuses for wealth products
Last updated: 28 Sept 2025
UOB One Account
bonus•Min: $1,000
0.05%
p.a.
+3.68% bonus
Base Rate
0.05%
Min Balance
$1,000
Monthly Fee
Free
Min Age
18 years
Rate by Balance
| Balance Range | Base Rate | Bonus Rate | Total Rate |
|---|---|---|---|
| $1,000 - $75,000 | 0.05% | +3.68% | 3.73% |
| $75,000 - No limit | 0.05% | +1% | 1.05% |
Special Features
Credit card spendingGIRO paymentsPayNow transfers
Requirements for Bonus Rate
- •Minimum $500 UOB credit card spend per month
- •At least 3 GIRO debit transactions
- •PayNow transfers for additional bonus
Last updated: 28 Sept 2025
Maybank SaveUp Account
bonus•Min: $1,000
0.05%
p.a.
+2.55% bonus
Base Rate
0.05%
Min Balance
$1,000
Monthly Fee
Free
Min Age
18 years
Special Features
Incremental savingsCredit card spendingSalary crediting
Requirements for Bonus Rate
- •Increase account balance by $500 each month
- •Minimum $500 Maybank credit card spend
- •Salary crediting through GIRO
Last updated: 28 Sept 2025
CIMB FastSaver Account
high yield•Min: $1,000
2.4%
p.a.
Base Rate
2.4%
Min Balance
$1,000
Monthly Fee
Free
Min Age
18 years
Rate by Balance
| Balance Range | Base Rate | Bonus Rate | Total Rate |
|---|---|---|---|
| $1,000 - $50,000 | 2.4% | - | 2.4% |
| $50,000 - No limit | 0.8% | - | 0.8% |
Special Features
No requirementsHigh base rate
Last updated: 28 Sept 2025
Standard Chartered BonusSaver Account
bonus•Min: $3,000
0.25%
p.a.
+1.88% bonus
Base Rate
0.25%
Min Balance
$3,000
Monthly Fee
Free
Min Age
18 years
Special Features
Credit card spendingFresh funds
Requirements for Bonus Rate
- •Minimum $500 credit card spend per month
- •Fresh funds of $3,000 monthly
Last updated: 28 Sept 2025
HSBC Advance Savings Account
regular•Min: $100,000
0.1%
p.a.
Base Rate
0.1%
Min Balance
$100,000
Monthly Fee
$30
Min Age
18 years
Special Features
Premier bankingGlobal access
Requirements for Bonus Rate
- •Maintain minimum $100,000 balance
- •Waiver available with qualifying relationship
Last updated: 28 Sept 2025
Citibank MaxiGain Savings Account
high yield•Min: $15,000
0.7%
p.a.
Base Rate
0.7%
Min Balance
$15,000
Monthly Fee
Free
Min Age
18 years
Special Features
High yieldNo requirements
Requirements for Bonus Rate
- •Maintain minimum $15,000 balance
Last updated: 28 Sept 2025
Trust Savings Account
high yield•Min: $0
1.8%
p.a.
Base Rate
1.8%
Min Balance
$0
Monthly Fee
Free
Min Age
18 years
Rate by Balance
| Balance Range | Base Rate | Bonus Rate | Total Rate |
|---|---|---|---|
| $0 - $75,000 | 1.8% | - | 1.8% |
| $75,000 - No limit | 0.3% | - | 0.3% |
Special Features
Digital bankNo minimum balance
Last updated: 28 Sept 2025
MariBank Savings Account
high yield•Min: $0
2.23%
p.a.
Base Rate
2.23%
Min Balance
$0
Monthly Fee
Free
Min Age
18 years
Rate by Balance
| Balance Range | Base Rate | Bonus Rate | Total Rate |
|---|---|---|---|
| $0 - $50,000 | 2.23% | - | 2.23% |
| $50,000 - No limit | 0.3% | - | 0.3% |
Special Features
Digital bankHigh yieldNo requirements
Last updated: 28 Sept 2025
About Savings Accounts in Singapore
Savings accounts in Singapore offer various interest rate structures, from basic savings to high-yield bonus savings with requirements for qualifying transactions.
Types Available:
- • Regular savings accounts
- • High-yield savings accounts
- • Bonus savings with requirements
- • Youth and student accounts
Key Features:
- • Tiered interest rates by balance
- • Bonus rates for qualifying activities
- • No lock-in periods
- • SDIC deposit protection up to $100k