Compare All Bank Rates Singapore 2025
Find the best rates in Singapore across all banking products. Compare fixed deposits up to 3.8%, SORA home loans from 3.85%, premium credit cards, and personal loans. All rates updated daily with latest promotions and terms.
All Banking Product Rates Comparison
Compare rates across all major banking products in Singapore. Updated daily with the latest promotional offers and market rates.
Fixed Deposit Rates
Compare guaranteed returns from S$1,000 minimum deposit. Latest promotional and regular rates from all major Singapore banks with daily updates.
Home Loan Rates
Best mortgage rates for property purchase and refinancing. Compare SORA-based floating rates and fixed rate packages from all major banks.
Credit Cards
Maximize rewards with miles, cashback and points cards. Compare annual fees, welcome bonuses, and reward rates across all categories.
Personal Loan Rates
Compare personal loan rates for any purpose. Flexible terms from 1 to 7 years with competitive EIR rates from major banks.
SME Loan Rates
Business financing solutions including term loans, credit lines and invoice financing. Compare rates and terms for small and medium enterprises.
Car Loan Rates
Auto financing for new and used vehicles. Compare hire purchase rates, loan tenures, and special promotional offers from banks.
Current Best Rates Highlights
Today's most competitive rates across major banking categories
Current Market Trends & Analysis
Key trends affecting banking rates in Singapore for 2025
SORA Rates Stabilizing
Singapore benchmark rate holding steady around 3.2-3.3%, providing stable base for floating home loans.
Fixed Deposit Rates Rising
Banks competing with promotional rates up to 3.8% as they seek deposits to fund loan growth.
Credit Card Competition
Increased welcome bonuses and higher reward rates as banks compete for premium customers.
Digital Bank Disruption
Trust Bank, MariBank leading with higher deposit rates and lower fees, forcing traditional banks to compete.
How to Compare Bank Rates Effectively
Expert tips to ensure you're getting the best deals across all banking products
Compare Effective Rates
Look beyond advertised rates - factor in fees, requirements, and conditions to calculate true returns.
- Use EIR for loans, not nominal rates
- Include annual fees in credit card value
- Factor in qualifying requirements for savings accounts
- Consider early withdrawal penalties for FDs
Understand Requirements
Many promotional rates have specific conditions - ensure you can meet them consistently.
- Salary crediting requirements
- Minimum spending amounts
- Relationship banking benefits
- Tenure and lock-in periods
Time Your Applications
Rates change frequently - monitor trends and apply when conditions are favorable.
- FD rates change weekly/monthly
- Home loan rates follow SORA trends
- Credit card promos have limited periods
- End-of-quarter bank promotions
Diversify Your Banking
Don't put all products with one bank - optimize each category independently.
- Best FD rates often from digital banks
- Home loans from relationship banks
- Credit cards for specific categories
- Emergency funds in high-yield savings
Major Bank Profiles & Strengths
Understanding each bank's competitive advantages to optimize your banking relationship
DBS
- DBS Multiplier (savings)
- DBS Altitude (miles)
- Home loans
OCBC
- OCBC 360 (savings)
- OCBC 365 (cashback)
- Premier Banking
UOB
- UOB One (savings)
- UOB PRVI Miles
- Business banking
Trust Bank
- Trust Savings (1.8%)
- Fixed deposits (3.6%)
- Digital services
Standard Chartered
- Bonus$aver (savings)
- Travel cards
- Priority banking
Citibank
- Citigold
- PremierMiles
- Global banking
Related Banking Products
Explore other financial products and comparisons that might interest you
Savings Accounts
High-yield savings accounts with up to 3.5% p.a. from DBS, OCBC, UOB
Fixed Deposit Rates
Compare guaranteed returns up to 3.8% p.a. from major Singapore banks
Home Loan Rates
SORA and fixed rate mortgages from 3.85% p.a. for property purchases
Personal Loan Rates
Flexible personal financing from 3.88% EIR with quick approval
Credit Cards Comparison
Miles, cashback and rewards cards with welcome bonuses and benefits
Banking Calculators
Calculate loan payments, fixed deposit returns, and savings projections
Ready to Compare and Apply?
Use our detailed comparison tools to find the best rates for your specific needs and financial goals.