Personal Loan Rates in Singapore
Compare personal loan interest rates from all major Singapore banks. Get instant approvals and competitive rates for your financial needs.
Best rate from:3.33%p.a.
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Personal Loan Rates
10 loans found
Updated daily • Last update: 20/10/2025
DBS Personal Loan
Personal Loan•Up to $200,000
Interest Rate
3.88% - 12.88%
p.a.
EIR: 4.97%
Loan Amount
$1,000 - $200,000
Tenure
1 - 7 years
Min Income
$30,000
Processing Fee
$128
Fees
Processing Fee: $128
Admin Fee: N/A
Late Payment: $60
Early Repayment: 1% of outstanding amount
Eligibility
Age: 21-65 years
Citizenship: citizen, pr
Employment: employed, self_employed
Last updated: 28 Sept 2025
OCBC Personal Loan
Personal Loan•Up to $200,000
Interest Rate
3.68% - 13.88%
p.a.
EIR: 5.15%
Loan Amount
$1,000 - $200,000
Tenure
1 - 7 years
Min Income
$30,000
Processing Fee
$199
Fees
Processing Fee: $199
Admin Fee: N/A
Late Payment: $50
Early Repayment: Varies by remaining tenure
Eligibility
Age: 21-65 years
Citizenship: citizen, pr
Employment: employed, self_employed
Last updated: 28 Sept 2025
UOB Personal Loan
Personal Loan•Up to $200,000
Interest Rate
3.33% - 14.58%
p.a.
EIR: 4.88%
Loan Amount
$5,000 - $200,000
Tenure
1 - 7 years
Min Income
$30,000
Processing Fee
$166
Fees
Processing Fee: $166
Admin Fee: N/A
Late Payment: $80
Early Repayment: $500 or 1.5% of outstanding amount
Eligibility
Age: 21-65 years
Citizenship: citizen, pr
Employment: employed, self_employed
Last updated: 28 Sept 2025
Maybank Personal Loan
Personal Loan•Up to $120,000
Interest Rate
3.7% - 18%
p.a.
EIR: 5.99%
Loan Amount
$3,000 - $120,000
Tenure
1 - 5 years
Min Income
$24,000
Processing Fee
$168
Fees
Processing Fee: $168
Admin Fee: N/A
Late Payment: $50
Early Repayment: 1% of outstanding amount (min $50)
Eligibility
Age: 21-62 years
Citizenship: citizen, pr
Employment: employed, self_employed
Last updated: 28 Sept 2025
CIMB Personal Loan
Personal Loan•Up to $100,000
Interest Rate
4.8% - 15.8%
p.a.
EIR: 6.5%
Loan Amount
$1,000 - $100,000
Tenure
1 - 5 years
Min Income
$24,000
Processing Fee
$88
Fees
Processing Fee: $88
Admin Fee: N/A
Late Payment: $60
Early Repayment: 1.5% of outstanding amount
Eligibility
Age: 21-60 years
Citizenship: citizen, pr
Employment: employed
Last updated: 28 Sept 2025
Standard Chartered CashOne Personal Loan
Personal Loan•Up to $200,000
Interest Rate
3.45% - 17.95%
p.a.
EIR: 5.85%
Loan Amount
$1,000 - $200,000
Tenure
1 - 6 years
Min Income
$30,000
Processing Fee
Varies
Fees
Processing Fee: Varies
Admin Fee: N/A
Late Payment: $100
Early Repayment: 1.5% of outstanding amount
Eligibility
Age: 21-65 years
Citizenship: citizen, pr
Employment: employed, self_employed
Last updated: 28 Sept 2025
HSBC Personal Loan
Personal Loan•Up to $200,000
Interest Rate
3.5% - 16.8%
p.a.
EIR: 6.2%
Loan Amount
$5,000 - $200,000
Tenure
1 - 7 years
Min Income
$42,000
Processing Fee
$200
Fees
Processing Fee: $200
Admin Fee: N/A
Late Payment: $100
Early Repayment: 1% of outstanding amount (min $200)
Eligibility
Age: 21-65 years
Citizenship: citizen, pr
Employment: employed, self_employed
Last updated: 28 Sept 2025
Citibank Quick Cash
Personal Loan•Up to $150,000
Interest Rate
3.95% - 25.9%
p.a.
EIR: 7.4%
Loan Amount
$1,000 - $150,000
Tenure
1 - 5 years
Min Income
$30,000
Processing Fee
Varies
Fees
Processing Fee: Varies
Admin Fee: $80
Late Payment: $90
Early Repayment: 3% of outstanding amount
Eligibility
Age: 21-65 years
Citizenship: citizen, pr
Employment: employed, self_employed
Last updated: 28 Sept 2025
Hong Leong Personal Loan
Personal Loan•Up to $80,000
Interest Rate
6.88% - 18%
p.a.
EIR: 8.99%
Loan Amount
$1,000 - $80,000
Tenure
1 - 5 years
Min Income
$24,000
Processing Fee
$150
Fees
Processing Fee: $150
Admin Fee: N/A
Late Payment: $50
Early Repayment: 1% of outstanding amount
Eligibility
Age: 21-65 years
Citizenship: citizen, pr
Employment: employed
Last updated: 28 Sept 2025
Public Bank Personal Loan
Personal Loan•Up to $120,000
Interest Rate
5.88% - 16.8%
p.a.
EIR: 7.99%
Loan Amount
$3,000 - $120,000
Tenure
1 - 5 years
Min Income
$24,000
Processing Fee
$166
Fees
Processing Fee: $166
Admin Fee: N/A
Late Payment: $50
Early Repayment: 1.5% of outstanding amount
Eligibility
Age: 21-60 years
Citizenship: citizen, pr
Employment: employed
Last updated: 28 Sept 2025
About Personal Loans in Singapore
Personal loans in Singapore offer flexible financing for various needs including debt consolidation, home renovation, medical expenses, and major purchases.
Key Features:
- • Unsecured financing up to $200,000
- • Flexible repayment terms 1-7 years
- • Fast approval and disbursement
- • Fixed or variable interest rates
Requirements:
- • Minimum age 21 years old
- • Singapore citizen or PR
- • Minimum annual income varies by bank
- • Good credit history preferred