Best Travel Credit Cards Singapore 2026
Maximize your travel rewards with Singapore's premium travel credit cards. Earn miles, enjoy lounge access, and get comprehensive travel insurance coverage.
Travel Focus: Cards specifically designed for frequent travelers with miles earning, lounge access, travel insurance, and exclusive travel perks.
Top Travel Credit Cards Comparison
| Card | Miles Rate | Annual Fee | Lounge Access | Travel Insurance |
|---|---|---|---|---|
DBS Altitude Premium Travel | 1.3 miles/$ | S$196 | Yes (PP) | Up to S$1M |
UOB KrisFlyer SIA Miles | 1.4 miles/$ | S$196 | SIA Lounges | Up to S$500K |
Citi PremierMiles Multi-Airline | 1.2 miles/$ | S$196 | Yes (PP) | Up to S$1M |
OCBC Voyage Flexible Miles | 2 miles/$ | S$196 | Yes (PP) | Up to S$1M |
AMEX KrisFlyer Gold Elite Status | 1.3 miles/$ | S$337 | SIA Lounges | Up to S$1M |
✈️ Best Overall Travel Card
OCBC Voyage Card
2 miles per dollar on travel with flexible redemption
Detailed Travel Credit Card Reviews
OCBC Voyage Card
Best Overall Travel Rewards
Travel Benefits
- • 2 miles per dollar on travel spending
- • 1.3 miles per dollar on all other spending
- • Flexible miles - transfer to 9 airlines
- • No foreign exchange fees
- • Priority Pass lounge access (6 visits/year)
- • Comprehensive travel insurance
Card Details
- • Annual fee: S$196 (waived first year)
- • Minimum income: S$80,000
- • Miles validity: 3 years
- • Transfer ratio: 1:1 to most airlines
- • Interest rate: 25.9% p.a.
- • Travel insurance: Up to S$1M
Why Choose This Card
Perfect for frequent travelers who want flexibility. The 2x miles on travel and ability to transfer to multiple airlines makes it ideal for those who don't fly exclusively with one carrier.
UOB KrisFlyer Card
Best for Singapore Airlines
KrisFlyer Benefits
- • 1.4 miles per dollar on all spending
- • Direct earn into KrisFlyer account
- • 10% discount on SIA saver awards
- • SIA lounge access when flying SIA
- • Priority check-in and boarding
- • Exclusive SIA promotions
Card Details
- • Annual fee: S$196 (waived first year)
- • Minimum income: S$80,000
- • Foreign transaction fee: No fee
- • Miles expiry: 3 years
- • Interest rate: 25.9% p.a.
- • Insurance: Up to S$500K
Why Choose This Card
Ideal for Singapore Airlines loyalists. Direct KrisFlyer earning, SIA lounge access, and exclusive discounts make this the perfect choice for frequent SIA flyers.
DBS Altitude Card
Best for Online Travel Booking
Travel Benefits
- • 1.3 miles per dollar on general spending
- • 2 miles per dollar on online travel bookings
- • No foreign exchange fees
- • Priority Pass lounge access (6 visits/year)
- • Travel insurance up to S$1M
- • Free airport wifi globally
Card Details
- • Annual fee: S$196 (waived first year)
- • Minimum income: S$80,000
- • Transfer partners: 8 airlines
- • Miles validity: No expiry with annual transfer
- • Interest rate: 25.9% p.a.
- • Online booking bonus: 2x miles
Why Choose This Card
Perfect for travelers who book online frequently. The 2x miles on online travel bookings and comprehensive coverage make it ideal for independent travelers and digital nomads.
Citi PremierMiles Card
Best for Multi-Airline Flexibility
Travel Benefits
- • 1.2 miles per dollar on all spending
- • Transfer to 14 airline programs
- • No foreign exchange fees
- • Priority Pass lounge access (2 visits/year)
- • Travel insurance up to S$1M
- • Global emergency assistance
Card Details
- • Annual fee: S$196 (waived first year)
- • Minimum income: S$80,000
- • Miles expiry: No expiry
- • Transfer fee: S$25 per transaction
- • Interest rate: 25.9% p.a.
- • Most airline partners in Singapore
Why Choose This Card
Best for travelers who use multiple airlines. With 14 transfer partners and no miles expiry, it offers maximum flexibility for redeeming travel rewards across different carriers.
Airline Transfer Partners Comparison
OCBC Voyage Partners
Citi PremierMiles Partners
Travel Insurance Coverage Comparison
| Coverage Type | OCBC Voyage | DBS Altitude | Citi PremierMiles | UOB KrisFlyer |
|---|---|---|---|---|
| Medical Expenses | S$1,000,000 | S$1,000,000 | S$1,000,000 | S$500,000 |
| Personal Accident | S$200,000 | S$200,000 | S$200,000 | S$100,000 |
| Trip Cancellation | S$10,000 | S$10,000 | S$10,000 | S$5,000 |
| Baggage Loss | S$2,000 | S$2,000 | S$2,000 | S$1,500 |
| Trip Delay | S$500 | S$500 | S$500 | S$300 |
Important Note
Travel insurance coverage requires charging the full trip cost to your credit card. Coverage terms and conditions vary by card - always review policy details before traveling.
How to Maximize Your Travel Rewards
Earning Strategies
- ✓Book Travel Online: Use cards with bonus rates for online bookings
- ✓Everyday Spending: Use travel cards for all daily purchases
- ✓Multiple Cards: Combine cards for different travel categories
- ✓Foreign Spending: Use no-FX-fee cards when traveling
Redemption Tips
- 💡Sweet Spots: Find high-value redemptions for specific routes
- 💡Flexibility: Have multiple airline options for better availability
- 💡Business Class: Generally better value than economy redemptions
- 💡Advance Booking: Award seats are more available far in advance
Airport Lounge Access Benefits
Priority Pass
Cards Included:
- • OCBC Voyage (6 visits/year)
- • DBS Altitude (6 visits/year)
- • Citi PremierMiles (2 visits/year)
Access:
- • 1,300+ lounges worldwide
- • Singapore: Plaza Premium, SATS
- • Includes restaurants & spas
SIA Lounges
Cards Included:
- • UOB KrisFlyer (when flying SIA)
- • AMEX KrisFlyer Gold
Access:
- • Singapore Airlines lounges
- • Star Alliance partner lounges
- • Premium dining and amenities
- • Business and First Class lounges
Complimentary Access
Benefits:
- • Free food and beverages
- • WiFi and business centers
- • Shower facilities
- • Quiet environment
- • Flight information displays
- • Some offer spa services
Value: S$50-100 per visit
Expert Tips for Travel Credit Cards
Smart Usage
- • Use for all travel-related expenses
- • Book flights and hotels with the card for insurance
- • Take advantage of no foreign exchange fees
- • Use lounge access even for short layovers
Mile Management
- • Transfer miles strategically to avoid expiry
- • Monitor sweet spot redemptions
- • Book award tickets well in advance
- • Consider partner airlines for better value
Ready to Earn Miles on Every Purchase?
Compare Singapore's best travel credit cards and start earning miles toward your next vacation.